Insights Matrix

  • +919810337702
  • +919810032946
  • info@insightsmatrix.vip
Credit + Forensic + Predictive Risk Intelligence System inside Insights Matrix
MARKET MATRIX – CREDIT & FORENSIC RISK INTELLIGENCE ENGINE
Credit Risk Terminal for Indian Corporates
Deep AI + Human Judgment → Clear Risk Decisions.
Deep-Tech Risk Analytics for Banks, NBFCs, Funds, Corporates & Regulators
AI-Powered Financial, Credit & Business Risk Intelligence Platform

Navigate financial & business risks using real-time data, 1000 indicators, early-warning signals, and a transparent analytics ecosystem designed for modern financial decision-making.

Why Market Matrix Is Different

  • Security-level financial analysis
  • Early warning signals from 1000 indicators
  • Intrinsic business health & credit insights
  • Group company linkages
  • Stress-test models (Conservative / Risk / Aggressive)
  • 360° credit, financial & business scoring
  • Raw data → Actionable insights
  • Cloud-based, scalable & customizable

Core Capabilities

  • Real-Time Credit Intelligence
  • Comprehensive Ratio-Based Analysis
  • MF Scheme Analysis (MFI Integration)
  • Portfolio Monitoring Tools
  • Distress & Default Dashboards
  • Custom Reports & Industry Insights
Value Pillars
Transparent data & analytics platform
Credit insights across listed, unlisted & private limited firms
Analyses raw data (1000 indicators) from financial statements
  • Lack of clear understanding
  • No single source of information
  • Only credit ratings being reviewed
  • Need for alternative credit solutions
  • Increased volatility in fixed income markets
  • No solution interlinking group companies
  • Early warning signs
  • Portfolio analysis
  • Company financials
  • Real-time analytics
  • Informed financial decisions

Dashboards & visuals

Who Can Use Market Matrix?

  • Startups & MSMEs
  • Family offices
  • Consulting & advisory firms
  • MF distributors / RIAs
  • Wealth managers
  • Insurance companies
  • Corporate finance teams
  • BFSI institutions
  • Academia & students
Enabling Responsible & Transparent Financial Decisions

Market Matrix promotes transparency, better credit understanding, responsible investing, and stronger financial decision-making across industries.

Deep Financial & Credit Intelligence

Early Warning Signals

Generated using 1000+ triggers — detect distress early

Distress & Default Dashboards

Visual indicators for liquidity, leverage, cash flow & profitability.

Intrinsic Value & Ratio Intelligence

Move beyond valuations to true business health.

  • AI + Quant-based intelligence
  • Security-level analytics
  • 1000+ raw parameters
  • Sector-wide benchmarking
  • Predictive risk analysis
  • MF integration
  • Customizable dashboards

Market Matrix promotes transparency, better credit understanding, responsible investing, and stronger financial decision-making across industries.

Market Matrix – The Core Proposition

Market Matrix is a next-generation risk intelligence platform built on one of India’s largest normalised corporate datasets

  • Credit Risk Scoring (100 indicators, sector-normalised)
  • Forensic Red-Flag Analytics
  • Predictive Stress Modelling & PD Estimation
  • Portfolio Surveillance & Sector Heatmaps
It transforms how institutions evaluate borrowers, monitor risk, and prevent defaults.

Market Matrix – Core Product Architecture

  • 20,000+ companies
  • 10–15 years time-series
  • Listed + unlisted + rated entities
  • Financials, cash flows, notes, RPTs, drilled notes, annexures & remarks
  • Sector-level KPIs, micro stress indicators
  • Creditworthiness (“Is this company safe?”)
  • Forensic Health (“Is something being manipulated?”)
  • Default Probability (“How likely is a downgrade/default?”)
  • Structural Weakness (“Is liquidity deteriorating?”)
  • Sector Positioning (“Relative risk vs peers?”)
  • Liquidity composites
  • Solvency & leverage constructs
  • Working capital stress patterns
  • Core Capital Adequacy Tests
  • Asset Liabilities Management Distress
  • Cash-flow divergence metrics
  • Forensic anomaly models
  • Rating-methodology-aligned scoring blocks
  • Borrower-level views
  • Peer comparison grids
  • Sector heatmaps
  • Portfolio EWS
  • AI discussion interface
  • Automated Reports generation

Best-in-Class Product Differentiators

  • Credit ratios
  • Forensic flags
  • Cash-flow sustainability
  • Structural leverage
  • EWS signals
  • PD models
  • Distance-to-default curves
  • Rating-transition probabilities
  • Sector stress probability
  • Shock scenario simulator (3x, 5x, 10x stress)
  • Compare companies
  1. Manufacturing
  2. NBFC & BFSI
  3. Infra
  4. Pharma
  5. Services
  6. Trading
  7. Auto & Components

Designed for: Banks | NBFCs | PMS/AIF | Corporate Treasury

  • Borrower segmentation
  • PD-weighted exposure at default
  • Sectoral risk concentration
  • Red-flag aggregation
  • Migration analysis

Detects manipulation patterns

  • Revenue
  • Debtors
  • Inventory
  • Cash flow mismatches
  • RPT spikes
  • Guarantees & contingent liabilities
  • Ratio threshold breaches
  • Cash flow anomalies
  • RPT movements
  • Delayed filings
  • Auditor qualifications
  • Rating watch/outlook changes

One-click bank-grade credit report

  • Company profile
  • Key financials
  • Risk strengths & weaknesses
  • Forensic observations
  • EWS status
  • DSCR, TOL/TNW, Cash flow analysis
  • PD summary

Ideal for banks, NBFCs, funds, and consultants.

Sector Heatmaps & Benchmarking

  • Manufacturing
  • NBFC & BFSI
  • Infra
  • Pharma
  • Services
  • Trading
  • Auto & Components
  • Liquidity
  • Solvency
  • Profitability
  • Forensic risk
  • Structural leverage

AI Credit Report Generator - Intelligence Layer Under Construction

One-click bank-grade credit report

  • Company profile
  • Key financials
  • Risk strengths & weaknesses
  • Forensic observations
  • EWS status
  • DSCR, TOL/TNW, Cash flow analysis
  • PD summary
Ideal for banks, NBFCs, funds, and consultants.

Portfolio View for Institutions

Designed for: Banks | NBFCs | PMS/AIF | Corporate Treasury

Borrower segmentation
PD-weighted exposure at default
Sectoral risk concentration
Red-flag aggregation
Migration analysis

Perfect For Customer

  • Credit underwriting
  • Portfolio surveillance
  • EWS framework
  • ICAAP models
  • Faster underwriting
  • Fraud detection
  • Customer scoring
  • Predictive recovery risk
  • Bottom-up risk
  • Balance sheet integrity checks
  • Downside probability models
  • Counterparty risk
  • Supplier creditworthiness
  • Customer failure prediction
  • Advanced credit analytics lab
  • Real company datasets for teaching

Features

Take Smarter, Faster, Data-Driven Decisions

Experience real-time credit intelligence and predictive financial analytics.

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